Privacy Policy
At HFSFLCU, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines the types of information we collect, how we use it, and the measures we take to safeguard your data when you visit our website or use our services. We believe in transparency and want you to be fully informed about our practices.
What information we collect
We collect various types of information to provide and improve our services to you. This includes:
- Personal Identification Information: This includes your name, email address, phone number, and postal address when you voluntarily provide it to us, for example, when signing up for our newsletter, contacting us through a form, or registering for an account.
- Technical Data: We automatically collect certain information when you visit our website, such as your IP address, browser type and version, operating system, referral source, page views, and website navigation paths. This data helps us understand how visitors interact with our site and allows us to optimize user experience.
- Usage Data: Information about how you use our website and services, including the frequency and patterns of your activities. This might include details about the articles you read, the features you access, and the time spent on various sections of our site.
- Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our service and hold certain information. These are small data files stored on your device that help us remember your preferences, analyze website traffic, and personalize content.

How we use your information
The information we collect is used for various purposes to enhance your experience and provide effective services:
- To provide and maintain our Service: This includes operating our website, delivering content, and ensuring the functionality of our services.
- To improve our Service: By analyzing usage patterns and feedback, we can identify areas for improvement and develop new features to better serve our users.
- To communicate with you: We may use your contact information to respond to your inquiries, send you important updates, newsletters (if you've opted in), and marketing communications that we believe may be of interest to you.
- To personalize your experience: We may use collected data to tailor content and recommendations based on your interests and past interactions with our site.
- For security and fraud prevention: We use information to monitor for and prevent fraudulent activity, unauthorized access, and other illegal or harmful activities, thereby protecting our users and our systems.
- For legal compliance: To comply with applicable laws, regulations, legal processes, and governmental requests.
How we protect your information
The security of your data is paramount to us. We implement a variety of security measures to maintain the safety of your personal information:
- Encryption: We use SSL (Secure Socket Layer) technology to encrypt data transmitted between your browser and our servers, ensuring your information is protected during online transactions and interactions.
- Access Controls: Access to your personal data is restricted to authorized employees, contractors, and agents who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations.
- Regular Audits: We regularly review our information collection, storage, and processing practices, including physical security measures, to guard against unauthorized access to systems.
- Data Minimization: We only collect personal data that is strictly necessary for the purposes for which it is processed.

Your rights
Under various data protection laws, you have specific rights regarding your personal data:
- Right to Access: You have the right to request copies of your personal data we hold.
- Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- Right to Erasure: You have the right to request that we erase your personal data, under certain conditions.
- Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
- Right to Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
- Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
- Right to Withdraw Consent: Where we rely on your consent to process your personal data, you have the right to withdraw that consent at any time.
To exercise any of these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe.
Changes to this policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. Your continued use of our service after any modifications to this policy will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.
Contact us
If you have any questions about this Privacy Policy, our practices, or your dealings with this website, please do not hesitate to contact us: