Terms of Service

1. Acceptance of Terms

Welcome to HFSFLCU - Financial News. By accessing or using our website, you agree to be bound by these Terms of Service and all terms incorporated by reference. If you do not agree to all of these terms, do not use our website. These Terms of Service apply to all visitors, users, and others who access or use our website. Your continued use of the website following the posting of revised Terms of Service means that you accept and agree to the changes. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes.

2. Content Disclaimer

The content provided on HFSFLCU - Financial News is for informational purposes only and should not be considered financial, investment, legal, or tax advice. We strive to provide accurate and up-to-date information, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

All financial decisions should be made in consultation with a qualified financial professional.
Past performance is not indicative of future results.
Market conditions can change rapidly and affect the information presented.
We do not endorse any specific financial products, services, or investments mentioned.

3. Intellectual Property

All content on this website, including text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of HFSFLCU - Financial News or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of HFSFLCU - Financial News, with copyright authorship for this collection by HFSFLCU - Financial News, and protected by international copyright laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the content without express written permission from us.
Unauthorized use of any material on this website may violate copyright, trademark, and other laws.
You may link to our content provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

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4. User Conduct

As a user of our website, you agree to abide by all applicable local, state, national, and international laws and regulations. You also agree not to:

Use the website for any unlawful purpose or in any way that could harm, disable, overburden, or impair the website.
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website.
Attempt to gain unauthorized access to any portion or feature of the website, other systems, or networks connected to the website.
Upload or transmit any viruses, Trojan horses, worms, time bombs, or other harmful computer code, files, or programs.
Collect or store personal data about other users without their express consent.

5. Limitation of Liability

In no event shall HFSFLCU - Financial News, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or use of or inability to access or use the website.
Any conduct or content of any third party on the website.
Any content obtained from the website.
Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction where HFSFLCU - Financial News is registered, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our website and supersede and replace any prior agreements we might have had between us regarding the website.

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7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.